Discriminating on the basis of age in the workplace is illegal in the state of California under the California Fair Employment and Housing Act (FEHA) and under the Federal Age Discrimination in Employment Act (ADEA). Employees forty years of age and older are protected by age discrimination laws.

Under the ADEA, it is unlawful to discriminate against a person because of his or her age with respect to any term, condition, or privilege of employment — including, but not limited to, hiring, firing, promoting, layoff, compensation, benefits, job assignments, and training.

This happens when someone treats you worse than another person in a similar situation because of your age. For example: your employer refuses to allow you to do a training course because she thinks you are ‘too old’, but allows younger colleagues to do the training.

70 is the median age reported by Gen-Xers as “old,” while 75 is the median age they consider people to be too old to work. 65 is the median age reported by millennials as “old,” while 70 is the median age they consider people to be too old to work.

As an over 70 worker, you may experience limited job opportunities due to both your age and health. That is understandable to a certain extent. However, at VERCIDA we do not think your age should have anything to do with your ability to be hired – just as long as you can do the work for which you are applying.

If you start receiving benefits at age 66 you get 100 percent of your monthly benefit. If you delay receiving retirement benefits until after your full retirement age, your monthly benefit continues to increase. 70, you’ll get 132 percent of the monthly benefit because you delayed getting benefits for 48 months.

You can get Social Security retirement or survivors benefits and work at the same time. But, if you’re younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. Your benefit will increase at your full retirement age to account for benefits withheld due to earlier earnings.

The only people who can legally collect benefits without paying into Social Security are family members of workers who have done so. Nonworking spouses, ex-spouses, children or parents may be eligible for spousal, survivor or children’s benefits based on the qualifying worker’s earnings record.

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You’ll Get a Bigger Monthly Social Security Benefit If You Wait Until 70. Claiming Social Security before you reach full retirement age (FRA) will result in a reduction in benefits — as much as 25% to 30% less than you would have received if you had waited. That reduction is permanent.

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Age 63: 25 percent. Age 64: 20 percent. Age 65: 13.3 percent. Age 66: 6.7 percent.

For adults, the medical conditions that qualify for SSDI or SSI include:

• Musculoskeletal problems, such as back conditions and other dysfunctions of the joints and bones.
• Senses and speech issues, such as vision and hearing loss.
• Respiratory illnesses, such as asthma and cystic fibrosis.

If you receive SSI, you may be eligible to receive SNAP assistance to purchase food. SSI benefits count in computing SNAP eligibility. In some States, the SSI application is also an application for SNAP if the individual lives alone.

Supplemental Security Income benefits are considered to be assistance, and that means they aren’t taxable. Like welfare benefits, they don’t have to be reported on a tax return.

In President Joe Biden’s American Rescue Plan, people who receive SSI and SSDI will once again automatically qualify to receive a third stimulus check, for up to $1,400, as they did for the first and second round of payments approved in 2020.

Under the COVID-Related Tax Relief Act, the IRS can’t take second-round payments to pay overdue child support. As with second-round checks, third stimulus checks won’t be reduced to pay child support arrears.