And a final reason is when Bradbury lived and wrote. He wrote this not long after the first atomic bomb was dropped (just a few years), when a lot of American society was becoming actively concerned about the possibility of atomic war. This story sums up some of those fears.

It is an external conflict (man versus nature). The house represents man because it was created by man; the tree represents nature because it begins a fire that fights man.

The dangers of reckless, thoughtless development is one of Bradbury’s themes, or the story’s main ideas, in ‘There Will Come Soft Rains’. Another theme in the story is that machines can serve as both a help and a hindrance.

Sara Teasdale’s poem “There Will Come Soft Rains” describes nature’s transcendence over man’s devastation. Despite the wars that man wages and the destruction that these wars cause, all signs of this damage will be covered by “soft rains,” “swallows circling,” “frogs in the pools singing at night,” and “robins . . .

The house is destroyed at the end of “There Will Come Soft Rains” when a tree branch breaks through the kitchen window, setting off a fire. The house attempts to fight the fire, but the fire spreads too quickly, overwhelming its defenses. In the end, the house collapses in on itself, leaving only one wall standing.

why does the house keep going, even without human occupants? after all the people died in the nuclear explosion, the house wasn’t told to stop because they were programmed to keep going on a daily schedule. Despite the absence of the humans, the house carries on with its normal routine daily.

The story “There Will Come Soft Rains” implies that all the other houses in the area have been destroyed in a nuclear blast. Only this house remains standing and functioning. They were playing outside, and we are told that their images were burned into one wall of the house in one “titanic instant.”

Ultimately, there’s no right or wrong answer to whether you should buy the priciest home on a given block or in a given neighborhood. In some cases, doing so could mean buying your dream house, but in others, it could mean getting stuck with an expensive property you can’t unload when you want or need to.

If you’re buying the nicest house on the block hoping the neighborhood will improve, you’re putting a lot of stake in a volatile market—and you’re more likely to be disappointed (and possibly even go broke).

To buy one that’s worth it, work with an expert real estate agent who can find you a really good fixer-upper….Is It Worth Buying a Fixer-Upper?

Cost Type	Fixer-Upper Home	Move-In Ready Home
Loan amount	$120,000	$168,000
Mortgage payment (15-year term)	$1,010	$1,380

Most lenders aren’t going to finance a fixer-upper with a traditional mortgage. After all, they aren’t going to approve a loan for more than the home’s current value. Turning to a home equity loan won’t work either since you won’t have any equity built up on a new purchase.

You should always, always, always get a home inspection — especially on fixer-uppers. If the inspection reveals only superficial repairs are needed — things like replacing broken doors/windows, repainting chipped walls, or adding some new shingles, then you’ve likely found a good investment.

Buying a home is expensive, therefore anything a first-time homebuyer can do to reduce the cost, like purchasing a lower-cost fixer-upper, is worth considering. Obviously, an updated home will always be more expensive than a fixer-upper.

Both reasons have to do with the strict guidelines imposed because FHA loans are government-insured loans. The other major reason sellers don’t like FHA loans is that the guidelines require appraisers to look for certain defects that could pose habitability concerns or health, safety, or security risks.

A fixer-upper is only cheaper If you’re willing to do the work yourself. The whole point of buying a fixer-upper is to fix it up yourself. If you have to hire expensive laborers to do all the work for you, you might as well just buy a ready-to-move-in home.

FHA 203(K) Home Repair Loan A 203(k) is a Federal Housing Administration-backed loan. It allows you to borrow money to buy the house and for home improvement, using only one loan. Most buyers can borrow enough to finance 110 percent of the home’s value after renovation.

A: The short answer is yes: Cash-back, or cash-out, mortgage refinancing deals do exist, and you can get money out of the loan to pay down some extra debt. These loans work best when you have decent equity in your home.

You may add renovation costs to your total mortgage at the time you buy a house as long as the mortgage program you choose allows the expenditure.

Provided your home is worth more than you currently owe, you can borrow an amount that exceeds what you owe but is less than the home’s total value. The difference is yours to keep. For example, if your home is worth $150,000 and you owe $100,000, you can refinance the loan for $125,000.

A 45% debt ratio is about the highest ratio you can have and still qualify for a mortgage. Based on your debt-to-income ratio, you can now determine what kind of mortgage will be best for you. FHA loans usually require your debt ratio to be 45 percent or less.

Each lender has its own DTI limit, but most allow no more than 43%. Your monthly mortgage payment is required to fit within that ratio. If you have excessive credit card debt, you’ll limit how much you can spend on a house, no matter how much you make.

Generally, it’s a good idea to fully pay off your credit card debt before applying for a real estate loan. This is because of something known as your debt-to-income ratio (D.T.I.), which is one of the many factors that lenders review before approving you for a mortgage.

Don’t apply for credit shortly before a mortgage Some recommend at least a six-month gap, to be absolutely safe. The Credit Scores guide has full info. This is because lenders will search your credit file every time you apply for a loan, credit card, overdraft, and increasingly mobile phone or utility contracts too.

If you have credit cards with the same interest rates, you may want to pay off the smallest balance first and then work on the largest. You also may want to put the loans that save you on your taxes at the end of your debt payment plan. For example, your student loans, home equity loans, or a second mortgage.

Credit card debt is high and getting higher, as Americans are growing laxer about accumulating credit card debt. According to data from CreditDonkey.com, the average individual credit card debt stands at $5,331.

That’s just the average. It’s not at all uncommon for households to be swimming in more that twice as much credit card debt. But just because a $15,000 balance isn’t rare doesn’t mean it’s a good thing. Credit card debt is seriously expensive.

45

$22,751

A $10,000 credit limit is good. Generally, $10,000 is a limit for people with excellent credit score. But it’s not a given, since your credit score is not the only factor that’s taken into consideration when a lender determines your credit limit. Your income, assets and existing debt all contribute in this decision.

For example, if you have a $500 credit limit and spend $50 in a month, your utilization will be 10%. Your goal should be to never exceed 30% of your credit limit. Ideally, you should be even lower than 30%, because the lower your utilization rate, the better your score will be.

The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default and, consequently, the risk of a financial loss for the lender. The five Cs of credit are character, capacity, capital, collateral, and conditions.