Life insurance
Americo offers a strong portfolio of Term, Universal, and Whole Life insurance products designed to help protect you and your family through all stages of life.

Americo only has a few third-party ratings. The company has an A rating from AM Best, which indicates excellent financial strength. It means that Americo is not likely to go out of business, and it shows that the company has enough money to repay policyholders after a claim without any issues.

The Company’s wholly-owned insurance subsidiaries are: Americo Financial Life and Annuity Insurance Company (“Americo Financial”) (formerly The College Life Insurance Company of America), Great Southern Life Insurance Company (“Great Southern”), United Fidelity Life Insurance Company (“United Fidelity”), National …

Step 1 – Speak with customer service to begin the cancellation process. The Americo Financial Life and Annuity insurance company phone number is (800) 231-0801. Step 2 – Provide your personal information and policy number. Step 3 – Explain that you want to cancel your life insurance.

United Fidelity Life Insurance Company
Financial Holding Corporation
Americo Financial Life And Annuity Insurance Company, Inc./Parent organizations

Americo offers 15-, 20-, 25- and 30-year term life policies in face amounts ranging from $25,000 to $500,000. All policies are convertible, and you can purchase a return of premium policy to get your premiums reimbursed if you outlive your term.

Today, Americo Life Insurance Company has more than 659,000 insurance policies in force. The company has more than $6 billion in total assets, and the company’s statutory premiums have increased substantially over the years.

Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories.) A.M. Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile.

Update: We can no longer recommend Americo for final expense agents selling over the phone for the term product or any other product for the reasons listed below. We were once contracted with Americo and are no longer. We’ll tell the story below (see #4).

1946
Americo Financial Life And Annuity Insurance Company, Inc./Founded

Americo’s indexed universal life policy provides the insured with flexible premium options and flexible benefits. All Americo life insurance policies come with a guarantee period, which means that as long as the policyholder pays the premiums coverage is provided.

MetLife Inc.

American General Life Insurance Company is owned by the international insurance giant AIG. After the government bailout, AIG paid back all its government loans and has emerged a significant holding company for several financial institutions that include insurance companies like American General and broker dealer firms under The Advisor Group.

In 1752, Benjamin Franklin founded the first American insurance company as Philadelphia Contributionship. In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail.

The Standard Life Insurance Company was founded in 1906. It is best known as “The Standard”. In addition to workplace life insurance and other benefits, it also provides individual annuities and disability insurance products.