A general rule of thumb is to scan ahead 12-15 seconds in all environments, 1-11⁄2 blocks in city environments and 1⁄4 mile in highway environments. Blind spots and mirrors should be checked every 3-5 seconds before and after changing lanes.

Scanning is a way to view the “total traffic scene” as you drive. It prevents tunnel vision, which can isolate you from what is going on in the distance as well as all around your vehicle. See also: 10 Strategies for Highway Driving.

In order to avoid last minute moves and spot possible traffic hazards, you should always look down the road ahead of your vehicle. When you are looking far enough ahead in your travel path, you will be able to spot hazards early and you will be well-prepared to react to them.

Study for Driving from the Ch. 1 Test A sheet

Driving is a complex instrumental activity of daily living. It involves a complex and rapidly repeating cycle that requires a level of skill and the ability to interact with both the vehicle and the external environment at the same time (refer to Figure 1).

Identify, Predict, Decide, and Execute (IPDE) is the step-by-step process behind the principles of defensive driving and complexities of visual perception in traffic. IPDE is an organized thinking and acting process that you will constantly use while driving.

Definition. Risk Factor (also Risk Driver) is a general term denoting an attribute, Characteristic, variable or other concrete determinant that influences the Risk Profile of a system, entity, financial asset etc. Risk factors may be causes of risk or merely correlated with risk.

Drivers are categorized into three groups. Preferred risk drivers, standard risk drivers, and high-risk drivers are the typical levels of driver risk. Understanding the different driver risk classifications will empower you to improve your status if possible.

A moderate risk environment is limited to speeds under 50 mph, having controlled intersections in urban, suburban, and rural settings. Traffic flow should be light to moderate, allowing time for the novice driver to identify risks and respond by changing speed or position.

Depth perception is not important in determining proper following distance. Mental stress can cause fatigue. Several different factor’s affect a person’s absorption of alcohol.

Comprehensive Insurance

Collision coverage pays for your vehicle’s damage if you hit an object or another car. Comprehensive insurance pays for non-crash damage, such as weather and fire damage. It also pays for car theft and damage from collisions with animals.

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The most important coverage has to be your state’s minimum liability and property damage coverage. More than anything else, you need to maintain car insurance to keep yourself legal to drive.

7 Types of Insurance

• Life Insurance or Personal Insurance.
• Property Insurance.
• Marine Insurance.
• Fire Insurance.
• Liability Insurance.
• Guarantee Insurance.
• Social Insurance.

In some cases — if you’re buying a car, for example — you may well not have a choice. Otherwise, the most important types of insurance you should consider include health, life, disability, auto and homeowner’s insurance.

Three of the most important types of auto insurance you can have are liability, comprehensive and collision coverage. Think of these as the basics—or coverage you can’t afford to do without.

Here are a few of the basic car insurance types, how they work and what they cover.

• Liability coverage.
• Collision insurance.
• Comprehensive insurance.
• Uninsured motorist insurance.
• Underinsured motorist insurance.
• Medical payments coverage.
• Personal injury protection insurance.
• Gap insurance.

Different Types of General Insurance

• Home Insurance. As the home is a valuable possession, it is important to secure your home with a proper home insurance policy.
• Motor Insurance. Motor insurance provides coverage for your vehicle against damage, accidents, vandalism, theft, etc.
• Travel Insurance.
• Health Insurance.

In California, drivers need $15,000 of bodily injury liability insurance per person, up to $30,000 per accident, and $5,000 of property damage liability insurance. California does not require uninsured motorist protection, which replaces the liability coverage an at-fault driver should’ve had and pays for your costs up …

The Three Cheapest Major Car Insurance Companies

How Much Life Insurance Do You Need? A quick rule of thumb for measuring your life insurance needs is to multiply your current annual income by a factor between 10 and 15. For instance, if you earn $50,000 a year, you would require about $500,000 worth of life insurance benefits in the event of death.