Which of the following circumstances would be EXCLUDED under medical payments coverage of a personal auto policy? The insured’s friend is injured in an accident while riding as a passenger in the insured’s car. The insured’s mother is injured while exiting from the insured vehicle.

Which of the following is not automatically included in a Garage Coverage Form? The Garage Coverage Form provides liability coverage for Premises and Operations, Products, and Completed Operations Liability, but not for Contractual Liability.

Which of the following symbols is available to an insured with vehicles subject to no-fault coverage? correct! Symbol 5 covers owned autos subject to no-fault coverage.

Why don’t commercial auto coverage forms automatically include medical payment coverage? Often any person occupying a commercial vehicle would be covered under a workers compensation policy. An insured’s auto strikes a deer, causing the insured to lose control of the car and run into a tree.

Definition: Covered Auto Symbols. The Business Auto Policy uses numeric symbols to indicate the types of vehicles for which coverage is in effect. Only those symbols listed for a coverage can be used. Symbols 1 through 6 provide vehicle automatic coverage. Includes coverage for owned, non-owned, and hired autos.

In the Dwelling Special Form, the dwelling and other structures are provided Open Perils coverage on a replacement cost basis, but the Personal Property coverage remains as Broad Perils coverage on an Actual Cash Value basis. The Special Form covers the dwelling for open perils, and the contents for broad form perils.