The 2008 Dodge Charger has three primary engine options and a choice of rear-wheel- or all-wheel-drive versions. The base 2.7-liter V6 produces 178 horsepower and 190 pound-feet of torque and drives through a four-speed automatic transmission.

The Charger’s base engine is a 3.5-liter V-6 that produces 250 hp and 250 pounds-feet of torque. The 5.7-liter Hemi V-8 in the R/T makes 340 hp and 390 pounds-feet of torque. The V-8 can alternate between four- and eight-cylinder modes in order to boost fuel economy by as much as 20 percent.

SRT Package 1 ($860) nets dual-zone A/C, heated front seats, auto headlights, and remote start.

In general, the Charger costs about $700 more per year to insure than the average vehicle. Expect to pay about $173 per month or $2,076 a year when insuring your Dodge Charger.

First of all, yes, the Dodge Charger is enough of a sports car to raise your insurance.

Average Dodge Charger insurance cost is $1,930 per year, or $161 per month for full coverage. The Charger SXT Sedan trim level is the cheapest to insure at around $1,778 per year. The most expensive trim is the SRT Hellcat Sedan at $2,330 per year.

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Dodge Charger Insurance Model Year by Age Group